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May 2023

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How mortgage points can help you beat sky-high mortgage rates

It’s no secret that mortgage rates have increased over the last year. In fact, if you look back to early 2022, they’ve almost doubled, according to Freddie Mac.…
sfgate
1
2023-05-17 21:02

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Online banking: 5 myths busted

Online banking can be a convenient way to access and manage your money. Plus, it may offer other perks, such as low-to-no fees as well as the potential to…
sfgate
16
2023-05-17 21:02

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DOJ-charged former Apple engineer now leads self-driving car project at Chinese firm Jidu

Feds allege that a former Apple engineer stole self-driving tech and fled the country. Now, he's leading a Chinese firm's effort to mass-produce self-driving cars this year.…
sfgate
1
2023-05-17 21:02

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Elon Musk co-signs Dave Chappelle’s disdain for SF: 'The disaster that is downtown'

If you recall, Dave Chappelle brought Elon Musk out at a show in San Francisco — to a chorus of boos.…
sfgate
1
2023-05-17 21:02

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CD rates for the week of May 16: Rates tick up

Despite rumbles that CD rates are reaching their peak, the average for a 1-year CD ticked up the tiniest bit this week. The increase comes nearly two weeks after…
sfgate
1
2023-05-17 21:02

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Viral comics faced off against not so funny SF tech workers at the 'Tech Roast Show’

Three viral comedians skewered San Francisco's tech crowd in a show that prompted our reporter to think, and one heckler to yell, “Roast him harder!”…
sfgate
1
2023-05-17 21:02

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What is a brokered CD and who needs one?

With interest rates on the rise, you may be hearing about certain types of investments for the first time. One of these is a brokered CD, which is offered…
sfgate
1
2023-05-17 21:02

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Where experts are putting their money right now

If you have cash sitting around earning nothing (or next to nothing), you're not alone. According to a recent Bankrate survey, just 22% of savers in the U.S. earn…
sfgate
7
2023-05-17 21:02

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Some medical debt wiped from credit reports: Will it help you?

That surprise trip to immediate care that ended up costing a few hundred dollars will no longer haunt your credit score. The three major credit bureaus announced in April…
sfgate
1
2023-05-17 21:02

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Mortgage rates for May 15: Rates stay the course

Mortgage rates held relatively steady this week, with the average for a 30-year fixed-rate mortgage coming in at 6.55% as of May 12, up just 0.05 points from the…
sfgate
1
2023-05-17 21:02

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Does homeowners insurance cover mold?

Mold is common in many homes. According to the Centers for Disease Control and Prevention (CDC), mold can enter homes through air conditioning systems, windows, and doors. Once mold…
sfgate
1
2023-05-17 21:02

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Lyft CEO David Risher reportedly says company is 'open' to acquisition offers

Lyft CEO David Risher reportedly said Friday that the company is “open to offers” but not actively pursuing a sale. The company’s current valuation is 25 times less than…
sfgate
13
2023-05-17 21:02

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Bay Area self-driving vehicle startup Nuro, valued at $8.6 billion, lays off 30%

Bay Area self-driving delivery startup Nuro is conducting its second round of layoffs in six months.…
sfgate
14
2023-05-17 21:02

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What is a mortgage note?

If you have a mortgage on your house — or are planning to get one in the future — then you’ll have a mortgage note, too. These legal documents play…
sfgate
2
2023-05-17 21:02

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Should you put your money in a high-yield CD?

A high-yield certificate of deposit (CD) could be a good investment vehicle if you’re looking to earn more than what you could get with a savings account but don’t…
sfgate
1
2023-05-12 12:06

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FICO score vs. credit score: What’s the difference?

Your credit score plays a big role in your financial life.  It can determine what loans you’re eligible for, what rental properties you can secure, and even what interest rate…
sfgate
1
2023-05-12 12:06

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Jack Dorsey's Block had right to make 'terrible' business move with Jay-Z, judge rules

Jack Dorsey's Block was sued by shareholders over its purchase of the Jay-Z-backed music platform Tidal. The judge ruled in Block's favor, saying the board was “free to make a…
sfgate
1
2023-05-11 03:26

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Google makes a pointed jab at Apple’s iMessage during I/O 2023

At I/O 2023, Google threw a small but noticeable salvo in an ongoing war against its largest competitor.…
sfgate
1
2023-05-11 03:26

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No penalty CDs: The low-risk way to seize on rising rates

Even with the recent round of bank failures, banking is a competitive business. Branch managers know that their customers can easily walk across the street, or click on another…
sfgate
1
2023-05-11 03:26

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Why the debt ceiling matters for your money

Even if you don’t follow politics closely, you’ve likely heard of the latest stalemate in Washington, where there’s a showdown between President Biden and Republicans in Congress about whether to…
sfgate
1
2023-05-11 03:26

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SF-based software startup Rapid lays off over three-fourths of employees in two-week span

Rapid, a San-Francisco-based software startup valued last year at $1 billion, just laid off over 150 employees in a two-week stretch, former workers say.…
sfgate
1
2023-05-11 03:26

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Bay Area-based LinkedIn lays off 716 workers, bails on Chinese jobs app

LinkedIn, which has recently become a massive repository of corporate goodbyes and #OpenToWork posts, just announced its own 716-worker job cut.…
sfgate
1
2023-05-11 03:26

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CD rates for the week of May 9: Hitting the peak?

The Federal Reserve hiked its benchmark borrowing rate by another quarter point on May 3, but it did little to move interest rates on CDs and other savings vehicles.…
sfgate
2
2023-05-11 03:26

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What does homeowners insurance cover?

If you own a home, purchasing homeowners insurance is a smart investment. Home insurance provides comprehensive protection for the structure of your home, your personal belongings, potential liabilities (say,…
sfgate
2
2023-05-11 03:26

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Majority of millennials finally own homes

Millennials are finally putting down roots — 52% of them are now homeowners, for the first time overtaking the number who rent, according to a new report from RentCafe.   …
sfgate
14
2023-05-11 03:26

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OpenAI CEO Sam Altman says remote work was a big mistake for tech

Among those cheering on OpenAI CEO Sam Altman's call to return to work was District 6 Supervisor Matt Dorsey.…
sfgate
13
2023-05-11 03:26

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Meta CEO Mark Zuckerberg wins gold, silver medals at first jujitsu tournament

Local tech billionaire Mark Zuckerberg fights, wins, celebrates.…
sfgate
1
2023-05-11 03:26

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Are adjustable rate mortgages smart right now?

With their attractive introductory rates, adjustable rate mortgages (ARMs) used to be a popular option for homebuyers. As of 2005, they made up 35% of the total share of…
sfgate
7
2023-05-11 03:26

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